Our Services

 
An Individualized Approach
Handling your finances can be complicated. With so many factors to consider, from retirement planning to long-term care insurance, you want to work with experts you not only like and trust, but an organization whose skills focus on the myriad financial issues you and your family face.
 
Because your objectives drive your planning process, Tom encourages you to take the time to sit with them and develop your immediate and long-term goals.
 
When it comes to analyzing your present financial position and planning for your financial present and future, Tom brings a synergy to your unique concerns, coordinating and integrating every aspect of your financial life—making sure you always have an underlying force at work to help you pursue your goals.
 
 
Comprehensive Financial Services
A partnership with Tom Ammons offers:
  • A meeting where your personal goals are developed
  • A written plan developed to help you pursue those goals
  • Your asset management strategy implemented with services tailored to your needs
  • A prudent portfolio that is monitored and adjusted to incorporate your life’s changes
 
Your planning process includes an in-depth review of your income tax, retirement, estate, and risk management needs. This thorough analysis allows for a comprehensive plan.
 
We offer a process that coordinates your accounting, legal, insurance, and borrowing needs. Applying skills from a trusted network of accountants, lawyers, and insurance professionals to analyze your diverse requirements ensures you the succinct strategies and solutions you seek.
 
Take the first step to financial organization with the experienced services of AAF. We’ll work with you to bring together all the expertise needed for you to benefit from a comprehensive plan that works.

 
Tailored Services That Fit Your Life
Perhaps you don’t require a complete plan. If you want to focus solely on your estate planning and need to update your IRA beneficiaries, you’ve still come to the right place. AAF caters to your specific needs and will customize any one of our services. Opportunites to benefit from one, two, or a custom combination of our services:

  
  • Higher education planning
  • Wealth accumulation
  • Asset protection strategies
  • Asset allocation 
  • Tax planning
  • Retirement income goals
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  • Estate preservation
  • Protecting your survivors
  • Gifting strategies
  • Trust services*
  • Business continuation and protection
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     *Estate Planning services offered through qualified estate planning attorneys.
     
     
    Your Group Benefits And Insurance Experts
    Experience the advantage of AAF’s expertise with supplemental life, disability, long-term care, and group health insurance. With a unique approach to help build your wealth and work towards financial independence, and the knowledge needed to provide group benefits to businesses, AAF is positioned to help you with GAP planning—to help make the difference as to whether or not you could reach your goals.
     
    Using the specialized skills you seek in an advisor, AAF offers its network of experts to address your needs:
     
    • Reviewing the wide array of employee benefits in your group benefits package
    • Optimizing your employer-sponsored benefits
    • Exploring group auto, home, dental, long-term care, life, and disability benefits
    • Implementing “gap” planning—that can address the needs left by employer-sponsored benefits

       
    Voluntary Benefits—Your Competitive Advantage
    Every Human Resources department wants to leverage their benefit programs to attract and retain key staff. Voluntary benefits can potentially boost morale and productivity, and give your firm the edge it needs when recruiting top-tier professionals.
     
    AAF helps you enhance the value of your benefit programs, without added cost and administrative responsibilities, by offering an array of benefits for your employees that can be conveniently deducted from the payroll:

  • Auto and homeowners
  • Group legal
  • Voluntary dental
  • Long-term care
  • Group universal life
  • Voluntary permanent life
  • Vision
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  • Critical illnes
  • Banking
  • Mortgage programs
  • Pet insurance
  • Financial education
  • Disability
  • Executive carve-out programs
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    Voluntary benefits provide you with an opportunity to help your staff members effectively manage their lifestyles. You could not only reduce staff turnover—you help contribute to your employees’ quality of life, leading to a happier, healthier, more dedicated team.

     
    Fees That Make Sense
    You want financial services that are realistic and suitable for your life. You want the fees involved to be reasonable. AffinityAdvantage understands that and bases its fees on the complexity of your needs.
     
    You never pay for unnecessary services—an hourly rate will be determined once your goals are identified—and your household compensation will be considered when determining the appropriate fee.
     


     
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