Planning Ahead

We can assist you with:

Clarifying Vision

Financial Planning

  • Financial Planning – Helping You See the Big Picture
  • Why is financial planning important?
  • The financial planning process

Projected Income/Expenses

  • Resolving Projected Income Shortfalls: Bridging the Gap
  • Considering greater investment risk
  • Re-evaluate your standard of living in retirement

Retirement Planning

  • Basic Retirement Planning
  • Determine your retirement income needs
  • Calculate the gap
  • Figure out how much you'll need to save
  • Build your retirement fund: Save, save, save
  • Understand your investment options
 

Health Challenges

Medical/Dental

  • Where to Get Health Insurance
  • Group health insurance
  • Individual policies
  • COBRA
  • Medicare, Medicade
  • Dental Insurance
  • Where/How can you get dental insurance?

Life/Disability

  • Life Insurance Basics
  • The many uses of life insurance
  • How much life insurance do you need?
  • How much life insurance can you afford?
  • What's in a life insurance contract?
  • Types of life insurance policies
  • Your beneficiaries
  • Where can you buy life insurance?

Long Term Care

  • Why you need long-term care insurance (LTCI)?
  • How does LTCI work?
  • Comparing LTCI policies

Critical Illness

  • What is Critical Illness Insurance?
  • Why is critical illness insurance important?
  • How do critical illness insurance benefits differ from other types of insurance benefits payable to a critically ill individual?
 

Managing Change

Savings

  • What are savings accounts?
  • Strengths
  • Tradeoffs
  • Tax considerations

Asset Sales

  • Selling Shares or Assets
  • When can you sell shares/assets?
  • Strengths
  • Tradeoffs
  • How to do it
  • Tax considerations
 

Life Transition Planning

Tax Planning

  • Tax Planning for Income
  • Self-Employed tax
  • Investment tax planning
  • Deduction planning
  • Year-end tax planning

Benefit Analysis

  • Why Buy Insurance?
  • Understanding Defined Benefit Plans
  • Planning for Social Security

Income Sources

  • Sources of Retirement Income: Filling the Social Security Gap
  • Managing Ordinary Income
  • Taxation of ordinary income
  • Self-Employment Income: Independent contractors and sole proprietors

*Tax and insurance services are conducted independent of NPC. Accordingly, NPC assumes no responsibility for any advice or services received in relation to these activities. You are solely responsible for conducting your own due diligence.