Helping and Protecting Family

We can assist you with:

Helping Children

Education

  • Analyzing College costs
  • How to pay for college?
  • How much you should save?
 

Assisting Parents

Long-Term Care Insurance

  • What is long-term care?
  • Why you need long-term care insurance (LTCI)?
  • How does LTCI work?
  • Comparing LTCI policies

Geriatric Care Consulting

  • How to have a conversation with Mom and Dad
  • Preparing your personal Data record
  • Helping your parents answer: Where will your parents live?
  • Evaluating your parents abilities

Medical/Healthcare Needs

  • Healthcare in Retirement
  • Medicare
  • Medigap
  • Medicade
  • Choosing a continuing care retirement community
  • Choosing a nursing home
 

Funding Education

UGMA/UTMA

  • Uniform Gifts to Minors Act (UGMA)
  • Uniform Transfers to Minors Act (UTMA)

Coverdell Savings Acct.

  • The basics
  • Qualifying education expenses
  • Requirements
  • Strengths
  • Tradeoffs

529 Plans

  • 529 College Savings Plans
  • Tax advantage and more
  • Choosing a college savings
  • Account mechanics
  • 529 prepaid tuition plans

Gifting

  • How Grandparents Can Help Grandchildren with College Costs
  • Outright cash gifts
  • Pay tuition directly to the college
  • 529 plans
  • Private elementary/secondary school
 

Retirement Transition

Planning

  • Your retirement: How long should you plan for?
  • Thinking of retiring early?
  • Thinking of postponing retirement?

Social Security

  • What Should You Do at Age 62?
  • What will your retirement benefit be?
  • Have you thought about your longevity?
  • How much income will you need?
  • Will your spouse be affected?
  • Do you plan on working after age 62?

Medicare Annuities

  • To learn more contact us

IRA/Roth/401K/Pension

  • Understanding IRAs
  • What types of IRAs are available?
  • Learn the rules for traditional IRAs
  • Learn the rules for Roth IRAs
  • Choose the right IRA for you
  • Know your options for transferring your funds
  • How does a 401(k) plan work?
  • When/How much can I contribute?
  • What are the income tax consequences?
  • What about employer contributions?
  • What happens when I terminate employment?
  • Traditional Pension Plans
  • Qualified joint and survivor annuity
  • Waiving the QJSA in favor of a single life annuity
  • Waiving an annuity in favor of a lump-sum payment
  • Maximizing your pension with life insurance

*Medicare and insurance services are conducted independent of NPC. Accordingly, NPC assumes no responsibility for any advice or services received in relation to these activities. You are solely responsible for conducting your own due diligence.

 

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Check the background of this financial professional on FINRA's BrokerCheck